Terms & Conditions of Trade
Sunglaze Pty Ltd T/A Town & Country Tyres – Terms & Conditions of Trade
1. Definitions
1.1 “TCT” means Sunglaze Pty Ltd T/A Town & Country Tyres, its successors and assigns or any person acting on behalf of and with the authority of Sunglaze Pty Ltd T/A Town & Country Tyres.
1.2 “Client” means the person/s buying the Goods as specified in any invoice, document or order, and if there is more than one Client is a reference to each Client jointly and severally.
1.3 “Goods” means all Goods or Services supplied by TCT to the Client at the Client’s request from time to time (where the context so permits the terms ‘Goods’ or ‘Services’ shall be interchangeable for the other).
1.4 “Price” means the Price payable for the Goods as agreed between TCT and the Client in accordance with clause 4 below.
2. Acceptance
2.1 The Client is taken to have exclusively accepted and is immediately bound, jointly and severally, by these terms and conditions if the Client places an order for or accepts delivery of the Goods.
2.2 These terms and conditions may only be amended with TCT’s consent in writing and shall prevail to the extent of any inconsistency with any other document or agreement between the Client and TCT.
3. Change in Control
3.1 The Client shall give TCT not less than fourteen (14) days prior written notice of any proposed change of ownership of the Client and/or any other change in the Client’s details (including but not limited to, changes in the Client’s name, address, contact phone or fax number/s, or business practice). The Client shall be liable for any loss incurred by TCT as a result of the Client’s failure to comply with this clause.
4. Price and Payment
4.1 At TCT’s sole discretion the Price shall be either:
(a) as indicated on any invoice provided by TCT to the Client; or
(b) TCT’s quoted price (subject to clause 4.2) which will be valid for the period stated in the quotation or otherwise for a period of thirty (30) days.
4.2 TCT reserves the right to change the Price if a variation to TCT’s quotation is requested. Any variation from the plan of scheduled Services or specifications (including, but not limited to, any variation as a result of overseas transactions that may increase the Price as a consequence of variations in foreign currency rates of exchange and/or international freight and insurance charges that can result in increases to TCT in the cost of the Goods) will be charged for on the basis of TCT’s quotation and will be shown as variations on the invoice.
4.3 Time for payment for the Goods being of the essence, the Price will be payable by the Client on the date/s determined by TCT, which may be:
(a) on delivery of the Goods;
(b) thirty (30) days following the end of the month in which a statement is posted to the Client’s address or address for notices;
(c) the date specified on any invoice or other form as being the date for payment; or
4.4 Payment may be made by cash, cheque, bank cheque, electronic/on-line banking, credit card (plus a surcharge of up to three percent (3%) of the Price), or by any other method as agreed to between the Client and TCT.
4.5 Unless otherwise stated the Price does not include GST. In addition to the Price the Client must pay to TCT an amount equal to any GST TCT must pay for any supply by TCT under this or any other agreement for the sale of the Goods. The Client must pay GST, without deduction or set off of any other amounts, at the same time and on the same basis as the Client pays the Price. In addition the Client must pay any other taxes and duties that may be applicable in addition to the Price except where they are expressly included in the Price.
5. Delivery of Goods
5.1 Delivery (“Delivery”) of the Goods is taken to occur at the time that TCT (or TCT’s nominated carrier) delivers the Goods to the Client’s nominated address, even if the Client is not present at the address.
5.2 At TCT’s sole discretion the cost of delivery is either included in the Price or is in addition to the Price.
5.3 TCT may deliver the Goods in separate instalments. Each separate instalment shall be invoiced and paid in accordance with the provisions in these terms and conditions.
5.4 Any time or date given by TCT to the Client is an estimate only. The Client must still accept delivery of the Goods even if late and TCT will not be liable for any loss or damage incurred by the Client as a result of the delivery being late.
6. Uncollected Goods
6.1 In the event that the client has agreed to personally collect or arrange collection of Goods from TCT’s premise the client acknowledges that:
a) The Goods must be collected during TCT’s published opening hours
b) The client has an obligation to collect the Goods from TCT’s premise within fourteen (14) days of receiving written or verbal notification from TCT of the Goods’ arrival/readiness
6.2 In the event that the client cannot meet the obligations of clause 6.1 TCT dismisses any other obligations in regard to the Goods and may dispose of or resell the Goods.
6.3 At TCT’s discretion the client may still be required to pay the full Price for the Goods in accordance with clause 4 above
7. Risk
7.1 Risk of damage to or loss of the Goods passes to the Client on Delivery and the Client must insure the Goods on or before Delivery.
7.2 If any of the Goods are damaged or destroyed following delivery but prior to ownership passing to the Client, TCT is entitled to receive all insurance proceeds payable for the Goods. The production of these terms and conditions by TCT is sufficient evidence of TCT’s rights to receive the insurance proceeds without the need for any person dealing with TCT to make further enquiries.
7.3 If the Client requests TCT to leave Goods outside TCT’s premises for collection or to deliver the Goods to an unattended location then such Goods shall be left at the Client’s sole risk.
8. Title
8.1 TCT and the Client agree that ownership of the Goods shall not pass until:
(a) the Client has paid TCT all amounts owing to TCT; and
(b) the Client has met all of its other obligations to TCT.
8.2 Receipt by TCT of any form of payment other than cash shall not be deemed to be payment until that form of payment has been honoured, cleared or recognised.
8.3 It is further agreed that:
(a) until ownership of the Goods passes to the Client in accordance with clause 8.1 that the Client is only a bailee of the Goods and must return the Goods to TCT on request.
(b) the Client holds the benefit of the Client’s insurance of the Goods on trust for TCT and must pay to TCT the proceeds of any insurance in the event of the Goods being lost, damaged or destroyed.
(c) the Client must not sell, dispose, or otherwise part with possession of the Goods other than in the ordinary course of business and for market value. If the Client sells, disposes or parts with possession of the Goods then the Client must hold the proceeds of any such act on trust for TCT and must pay or deliver the proceeds to TCT on demand.
(d) the Client should not convert or process the Goods or intermix them with other goods but if the Client does so then the Client holds the resulting product on trust for the benefit of TCT and must sell, dispose of or return the resulting product to TCT as it so directs.
(e) the Client irrevocably authorises TCT to enter any premises where TCT believes the Goods are kept and recover possession of the Goods.
(f) TCT may recover possession of any Goods in transit whether or not delivery has occurred.
(g) the Client shall not charge or grant an encumbrance over the Goods nor grant nor otherwise give away any interest in the Goods while they remain the property of TCT.
(h) TCT may commence proceedings to recover the Price of the Goods sold notwithstanding that ownership of the Goods has not passed to the Client.
9. Personal Property Securities Act 2009 (“PPSA”)
9.1 In this clause financing statement, financing change statement, security agreement, and security interest has the meaning given to it by the PPSA.
9.2 Upon assenting to these terms and conditions in writing the Client acknowledges and agrees that these terms and conditions constitute a security agreement for the purposes of the PPSA and creates a security interest in all Goods that have previously been supplied and that will be supplied in the future by TCT to the Client.
9.3 The Client undertakes to:
(a) promptly sign any further documents and/or provide any further information (such information to be complete, accurate and up-to-date in all respects) which TCT may reasonably require to;
(i) register a financing statement or financing change statement in relation to a security interest on the Personal Property Securities Register;
(ii) register any other document required to be registered by the PPSA; or
(iii) correct a defect in a statement referred to in clause 9.3(a)(i) or 9.3(a)(ii);
(b) indemnify, and upon demand reimburse, TCT for all expenses incurred in registering a financing statement or financing change statement on the Personal Property Securities Register established by the PPSA or releasing any Goods charged thereby;
(c) not register a financing change statement in respect of a security interest without the prior written consent of TCT;
(d) not register, or permit to be registered, a financing statement or a financing change statement in relation to the Goods in favour of a third party without the prior written consent of TCT;
(e) immediately advise TCT of any material change in its business practices of selling the Goods which would result in a change in the nature of proceeds derived from such sales.
9.4 TCT and the Client agree that sections 96, 115 and 125 of the PPSA do not apply to the security agreement created by these terms and conditions.
9.5 The Client waives their rights to receive notices under sections 95, 118, 121(4), 130, 132(3)(d) and 132(4) of the PPSA.
9.6 The Client waives their rights as a grantor and/or a debtor under sections 142 and 143 of the PPSA.
9.7 Unless otherwise agreed to in writing by TCT, the Client waives their right to receive a verification statement in accordance with section 157 of the PPSA.
9.8 The Client must unconditionally ratify any actions taken by TCT under clauses 9.3 to 9.5.
9.9 Subject to any express provisions to the contrary nothing in these terms and conditions is intended to have the effect of contracting out of any of the provisions of the PPSA.
10. Security and Charge
10.1 In consideration of TCT agreeing to supply the Goods, the Client charges all of its rights, title and interest (whether joint or several) in any land, realty or other assets capable of being charged, owned by the Client either now or in the future, to secure the performance by the Client of its obligations under these terms and conditions (including, but not limited to, the payment of any money).
10.2 The Client indemnifies TCT from and against all TCT’s costs and disbursements including legal costs on a solicitor and own client basis incurred in exercising TCT’s rights under this clause.
10.3 The Client irrevocably appoints TCT and each director of TCT as the Client’s true and lawful attorney/s to perform all necessary acts to give effect to the provisions of this clause 10 including, but not limited to, signing any document on the Client’s behalf.
11. Defects, Warranties and Returns, Competition and Consumer Act 2010 (CCA)
11.1 The Client must inspect the Goods on delivery and must within three (3) days of delivery notify TCT in writing of any evident defect/damage, shortage in quantity, or failure to comply with the description or quote. The Client must notify any other alleged defect in the Goods as soon as reasonably possible after any such defect becomes evident. Upon such notification the Client must allow TCT to inspect the Goods.
11.2 Under applicable State, Territory and Commonwealth Law (including, without limitation the CCA), certain statutory implied guarantees and warranties (including, without limitation the statutory guarantees under the CCA) may be implied into these terms and conditions (Non-Excluded Guarantees).
11.3 TCT acknowledges that nothing in these terms and conditions purports to modify or exclude the Non-Excluded Guarantees.
11.4 Except as expressly set out in these terms and conditions or in respect of the Non-Excluded Guarantees, TCT makes no warranties or other representations under these terms and conditions including but not limited to the quality or suitability of the Goods. TCT’s liability in respect of these warranties is limited to the fullest extent permitted by law.
11.5 If the Client is a consumer within the meaning of the CCA, TCT’s liability is limited to the extent permitted by section 64A of Schedule 2.
11.6 If TCT is required to replace the Goods under this clause or the CCA, but is unable to do so, TCT may refund any money the Client has paid for the Goods.
11.7 If the Client is not a consumer within the meaning of the CCA, TCT’s liability for any defect or damage in the Goods is:
(a) limited to the value of any express warranty or warranty card provided to the Client by TCT at TCT’s sole discretion;
(b) limited to any warranty to which TCT is entitled, if TCT did not manufacture the Goods;
(c) otherwise negated absolutely.
11.8 Subject to this clause 11, returns will only be accepted provided that:
(a) the Client has complied with the provisions of clause 11.1; and
(b) TCT has agreed that the Goods are defective; and
(c) the Goods are returned within a reasonable time at the Client’s cost (if that cost is not significant); and
(d) the Goods are returned in as close a condition to that in which they were delivered as is possible.
11.9 Notwithstanding clauses 11.1 to 11.8 but subject to the CCA, TCT shall not be liable for any defect or damage which may be caused or partly caused by or arise as a result of:
(a) the Client failing to properly maintain or store any Goods;
(b) the Client using the Goods for any purpose other than that for which they were designed;
(c) the Client continuing the use of any Goods after any defect became apparent or should have become apparent to a reasonably prudent operator or user;
(d) the Client failing to follow any instructions or guidelines provided by TCT;
(e) fair wear and tear, any accident, or act of God.
11.10 TCT may in its absolute discretion accept non-defective Goods for return in which case TCT may require the Client to pay handling fees of up to twenty five percent (25%) of the value of the returned Goods plus any freight costs.
11.11 In the instance of clause 11.10 TCT will issue the client with an adjustment note; the adjustment note will be valid for 12 months and can be used in payment for goods and services or traded in for a monetary refund
11.12 Notwithstanding anything contained in this clause if TCT is required by a law to accept a return then TCT will only accept a return on the conditions imposed by that law.
12. Intellectual Property
12.1 Where TCT has designed, drawn or developed Goods for the Client, then the copyright in any designs and drawings and documents shall remain the property of TCT.
12.2 The Client warrants that all designs, specifications or instructions given to TCT will not cause TCT to infringe any patent, registered design or trademark in the execution of the Client’s order and the Client agrees to indemnify TCT against any action taken by a third party against TCT in respect of any such infringement.
12.3 The Client agrees that TCT may (at no cost) use for the purposes of marketing or entry into any competition, any documents, designs, drawings or Goods which TCT has created for the Client.
13. Default and Consequences of Default
13.1 Interest on overdue invoices shall accrue daily from the date when payment becomes due, until the date of payment, at a rate of two and a half percent (2.5%) per calendar month (and at TCT’s sole discretion such interest shall compound monthly at such a rate) after as well as before any judgment.
13.2 If the Client owes TCT any money the Client shall indemnify TCT from and against all costs and disbursements incurred by TCT in recovering the debt (including but not limited to internal administration fees, legal costs on a solicitor and own client basis, TCT’s collection agency costs, and bank dishonour fees).
13.3 Without prejudice to any other remedies TCT may have, if at any time the Client is in breach of any obligation (including those relating to payment) under these terms and conditions TCT may suspend or terminate the supply of Goods to the Client. TCT will not be liable to the Client for any loss or damage the Client suffers because TCT has exercised its rights under this clause.
13.4 Without prejudice to TCT’s other remedies at law TCT shall be entitled to cancel all or any part of any order of the Client which remains unfulfilled and all amounts owing to TCT shall, whether or not due for payment, become immediately payable if:
(a) any money payable to TCT becomes overdue, or in TCT’s opinion the Client will be unable to make a payment when it falls due;
(b) the Client becomes insolvent, convenes a meeting with its creditors or proposes or enters into an arrangement with creditors, or makes an assignment for the benefit of its creditors; or
(c) a receiver, manager, liquidator (provisional or otherwise) or similar person is appointed in respect of the Client or any asset of the Client.
14. Cancellation
14.1 TCT may cancel any contract to which these terms and conditions apply or cancel delivery of Goods at any time before the Goods are delivered by giving written notice to the Client. On giving such notice TCT shall repay to the Client any money paid by the Client for the Goods. TCT shall not be liable for any loss or damage whatsoever arising from such cancellation.
14.2 Cancellation of orders for Goods made to the Client’s specifications, or for non-stocklist items, will definitely not be accepted once production has commenced, or an order has been placed.
15. Privacy Act 1988
15.1 The Client agrees for TCT to obtain from a credit reporting agency a credit report containing personal credit information about the Client in relation to credit provided by TCT.
15.2 The Client agrees that TCT may exchange information about the Client with those credit providers either named as trade referees by the Client or named in a consumer credit report issued by a credit reporting agency for the following purposes:
(a) to assess an application by the Client; and/or
(b) to notify other credit providers of a default by the Client; and/or
(c) to exchange information with other credit providers as to the status of this credit account, where the Client is in default with other credit providers; and/or
(d) to assess the creditworthiness of the Client.
The Client understands that the information exchanged can include anything about the Client’s creditworthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act 1988.
15.3 The Client consents to TCT being given a consumer credit report to collect overdue payment on commercial credit (Section 18K(1)(h) Privacy Act 1988).
15.4 The Client agrees that personal credit information provided may be used and retained by TCT for the following purposes (and for other purposes as shall be agreed between the Client and TCT or required by law from time to time):
(a) the provision of Goods; and/or
(b) the marketing of Goods by TCT, its agents or distributors; and/or
(c) analysing, verifying and/or checking the Client’s credit, payment and/or status in relation to the provision of Goods; and/or
(d) processing of any payment instructions, direct debit facilities and/or credit facilities requested by the Client; and/or
(e) enabling the daily operation of Client’s account and/or the collection of amounts outstanding in the Client’s account in relation to the Goods.
15.5 TCT may give information about the Client to a credit reporting agency for the following purposes:
(a) to obtain a consumer credit report about the Client;
(b) allow the credit reporting agency to create or maintain a credit information file containing information about the Client.
15.6 The information given to the credit reporting agency may include:
(a) personal particulars (the Client’s name, sex, address, previous addresses, date of birth, name of employer and driver’s licence number);
(b) details concerning the Client’s application for credit or commercial credit and the amount requested;
(c) advice that TCT is a current credit provider to the Client;
(d) advice of any overdue accounts, loan repayments, and/or any outstanding monies owing which are overdue by more than sixty (60) days, and for which debt collection action has been started;
(e) that the Client’s overdue accounts, loan repayments and/or any outstanding monies are no longer overdue in respect of any default that has been listed;
(f) information that, in the opinion of TCT, the Client has committed a serious credit infringement (that is, fraudulently or shown an intention not to comply with the Client’s credit obligations);
(g) advice that cheques drawn by the Client for one hundred dollars ($100) or more, have been dishonoured more than once;
(h) that credit provided to the Client by TCT has been paid or otherwise discharged.
16. Unpaid Seller’s Rights
16.1 Where the Client has left any item with TCT for repair, modification, exchange or for TCT to perform any other service in relation to the item and TCT has not received or been tendered the whole of any moneys owing to it by the Client, TCT shall have, until all moneys owing to TCT are paid:
(a) a lien on the item; and
(b) the right to retain or sell the item, such sale to be undertaken in accordance with any legislation applicable to the sale or disposal of uncollected goods.
16.2 The lien of TCT shall continue despite the commencement of proceedings, or judgment for any moneys owing to TCT having been obtained against the Client.
17. General
17.1 The failure by TCT to enforce any provision of these terms and conditions shall not be treated as a waiver of that provision, nor shall it affect TCT’s right to subsequently enforce that provision. If any provision of these terms and conditions shall be invalid, void, illegal or unenforceable the validity, existence, legality and enforceability of the remaining provisions shall not be affected, prejudiced or impaired.
17.2 These terms and conditions and any contract to which they apply shall be governed by the laws of the New South Wales in which TCT has its principal place of business, and are subject to the jurisdiction of the Leeton Court in that state.
17.3 Subject to clause 11 TCT shall be under no liability whatsoever to the Client for any indirect and/or consequential loss and/or expense (including loss of profit) suffered by the Client arising out of a breach by TCT of these terms and conditions (alternatively TCT’s liability shall be limited to damages which under no circumstances shall exceed the Price of the Goods).
17.4 The Client shall not be entitled to set off against, or deduct from the Price, any sums owed or claimed to be owed to the Client by TCT nor to withhold payment of any invoice because part of that invoice is in dispute.
17.5 TCT may license or sub-contract all or any part of its rights and obligations without the Client’s consent.
17.6 The Client agrees that TCT may amend these terms and conditions at any time. If TCT makes a change to these terms and conditions, then that change will take effect from the date on which TCT notifies the Client of such change. The Client will be taken to have accepted such changes if the Client makes a further request for TCT to provide Goods to the Client.
17.7 Neither party shall be liable for any default due to any act of God, war, terrorism, strike, lock-out, industrial action, fire, flood, storm or other event beyond the reasonable control of either party.
17.8 The Client warrants that it has the power to enter into this agreement and has obtained all necessary authorisations to allow it to do so, it is not insolvent and that this agreement creates binding and valid legal obligations on it.
Privacy Policy
In this policy, “us”, “we”, or “our” means Town & Country Tyres, operators of this website.
We are bound by the National Privacy Principles contained in the Commonwealth Privacy Act 1988 (subject to any exemptions that apply to us under that Act).
We may, from time to time, review and update this privacy policy, including taking account of new or amended laws, new technology and/or changes to our operations. All personal information held by us will be governed by the most recently updated policy.
This Privacy Policy was last updated on 8 Jan 2015.
The personal information we collect falls into four categories: contact details, click trails, activity history, and publishable content.
- Contact details are collected as supplied by you from time to time. We do not personally store usable credit card information. Where a record is required, we entrust credit cards to our payment gateway and store only the last few digits and expiry date of your credit card solely for purposes of identity confirmation and forewarning of expiry.
- Click trails record the paths taken by visitors through the website. This information is generally recorded against IP address, and may be possible to correlate by computer.
- Activity History consists of orders, enquiries, votes submitted via the website, or offline contact you have with us such as phone calls.
- Publishable content consists of comments or other submissions of content you would like us to publish on our website.
Contact details and publishable content are collected when supplied by you either via the website or direct to us by other means.
Click trails are recorded by our servers as each request reaches the website. This includes but is not limited to:
- The type of browser you are using
- The date and time of your visit
- Your IP address
- The address of the website that referred you to ours
- The addresses of pages accessed and any documents downloaded
Click trails can be correlated over time by the use of ‘cookies’ as outlined in section 6. In most cases click trail data is not directly individually identifiable.
Activity history is recorded whenever you undertake an activity such as submit an enquiry, make a comment, vote on an object, and may additionally be recorded by us when you contact us offline.
3. WHY WE COLLECT IT AND HOW WE USE IT
Publishable content is collected and republished where applicable in order to enable a two-way conversation in public between us and our visitors.
We collect your personal contact details and activity history:
- To respond to requests or queries you raise
- To confirm your identity
- To fulfil orders made by you
- To keep you up to date with news, special offers, and other marketing information you have opted-in to receive.
We collect click trail data:
- To measure and monitor the performance of our website
- To estimate interest in our products and services
- To refine and update our website’s content
- To monitor our website for violations of the terms of use or any applicable laws by visitors
We may disclose your personal information to third parties, and you consent to us disclosing your personal information to third parties, under the following circumstances:
- As part of a sale of all or part of our business
- When explicitly authorised to do so by yourself at the time you supply the information
- As required or authorised by any applicable law
- As required for processing of credit card payments by Internet Payment Gateways and Merchant Facilities.
- As part of any investigation by us into you or your activity on our website (including to your Internet Service Provider or network administrator)
- If we have reason to believe that you have committed a breach of any of our terms of use or have been otherwise engaged in any unlawful activity and we reasonably believe that disclosure is necessary (including to the Police or any other enforcement body, or to your Internet Service Provider or network administrator)
- To lessen or prevent a serious threat to a person’s health or safety
5. PUBLISHABLE CONTENT
When you submit content to us for publication (including but not limited to comments, testimonials, votes, or forum posts) you assign us a transferrable, perpetual right to publish and/or commercially exploit said content without limitation. You also warrant in submitting such content that the content is owned or produced by yourself or you otherwise have permission to assign publication rights to us. Publication rights do not extend to fields specifically marked as private (e.g. your email address), except in cases of clear violations of our terms of use.
Content submitted by you for publication may be disclosed to all visitors of our website, and/or republished on other websites at our discretion.
If you provide personal information either of your own or of any third party as part of publishable content, you warrant that you have permission to publish said information and indemnify us against any consequences resulting from the publication of said information.
If you find your personal information published on our website without your consent, please contact us immediately as outlined in section 10.
6. COOKIES
Cookies are electronic tokens containing small amounts of information that are passed between a web browser and server. They are used to maintain session state between pages or to retain information between visits if you return to the website at a later time.
We use cookies to correlate passive activity tracking data as well as to authenticate supply of information such as enquiries, comments, and votes to minimise malicious or spam traffic.
7. OPTING IN AND OUT
You may opt out from the correlation of passive activity data by turning off cookies in your browser. Please note however that disabling cookies may result in a reduction of available functionality on our site including but not limited to the loss of the ability to post comments and vote on content.
When you supply us with your email address you may be asked to opt in to receive marketing information by e-mail or other means.
You will be given the opportunity to opt out from receiving further communications from us in accordance with this policy each time we send you information for which you have opted in. This comes in the form of an ‘unsubscribe’ link, generally in the footer and/or header of each email.
If you receive any communication purporting to be connected with us or our products or services that you believe has been sent to you other than in accordance with this policy, or in breach of any law, please contact us immediately as outlined in section 10.
8. INFORMATION MANAGEMENT AND SECURITY
With the exclusion of information supplied for publication (as outlined in section 5), we will take all reasonable steps to ensure that the personal information we hold is not lost, misused, or inadvertently provided to unauthorised third parties, including by means of firewalls, password locking, truncation of credit card data, encryption of data in transit, and secured servers.
You acknowledge that the security of communications sent by electronic means cannot be guaranteed. You provide information to us via the internet at your own risk. We cannot accept responsibility for misuse or loss of, or unauthorised access to, your personal information where the security of information is not wholly within our control.
You must ensure the security and confidentiality of any username and/or password used by yourself to access this website. You agree that you will be held responsible for all activities which occur under your username and password (including but not limited to publication of illegal or defamatory material or any other unlawful activity, or unauthorised charging of your credit card).
You agree that we are not responsible for the privacy or security practices of any third party and that the collection and use of your information by third parties may be subject to separate privacy and security policies.
If you suspect any misuse or loss of, or unauthorised access to, your personal information, please contact us immediately as outlined in section 10.
9. GAINING ACCESS TO YOUR INFORMATION
You have the right (excluding exceptions outlined in the Privacy Act) to seek access to and update or correct the personal information we hold about you. If you make an access request, we will ask you to verify your identity. We may charge a fee to cover the costs of meeting your request.
If you would like to seek access to personal information we hold about you, you can contact us as outlined in section 10.
10. HOW TO CONTACT US
If you have any questions or complaints about how we collect, use, disclose, manage or store your personal information, or would like to request access or changes to the information we hold, please contact us in writing at:
42 -50 Wamoon Ave
Leeton, NSW 2705